Question:
do they scour the death notices in newspapers every day?
Answers:
When someone dies, the Funeral Director reports the social security number to the social Security administration so that they know that an individual is deceased.
Every time a credit report is pulled (and anyone you have a debt or credit with will periodically check your report...usually yearly), the credit bureaus automatically run a check against a national database that checks for the validity of a current social security number, so when you view the credit report, that is how you know someone is deceased.
I have had many a dead man to apply for a mortgage.
Will's that are probated are advertised in the local newspaper of record... usually just a weekly rag that nobody but the bill collectors read.
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