Question:
Two weeks ago, I applied for a new credit card and am still waiting to see if I have been approved. I just now checked my experian credit report and the report now lists the card I applied for as an account in good standing. Does this mean I've been approved for the card?
Answers:
Yes.
If you don't get it soon, call the credit card company - it may have gotten lost or intercepted.
It could take another 10 days or so to arrive though - the account is set up before the card itself is made.
yes you have been approved and get your card in 10 to 15 days.
Repairing the credit score is not that difficult provided you take these 5 simple steps into consideration.
1. Check your credit report regularly
This is a must to ensure that you know your current credit score, and what is ailing it. If there are any inconsistencies in your credit report get them corrected. Keeping bills of all the transactions you make can be very handy and helpful in correcting any errors in your credit report.
2. Get rid of those extra credit cards
The temptations to own a new credit card are so numerous in modern times that many of us end up with a purse-full of them without any real need. They stay there and cause a lot of problems in repayment. The confusion that comes with too many credit cards can easy lead to a missed payment and resulting penalties. Frequent defaults will reflect poorly on your credit score. So, keep only the necessary and discard the rest.
3. Repay on time
Every credit card transaction is a loan that has to be repaid on time with interest. Don't ever miss out on any repayment. If you are not able to make full payments, make half, or even the monthly minimum, but don't default. This will keep you in the good books of credit card company and help your credit score. If you are not able to pay anything to the credit card company, don't shy away from them, call them, explain your problem and work out things so that a negative report doesn't land up with the credit reporting agencies. Read more from: http://www.credit-card-gallery.com/artic...
It takes time. If you haven't received your card in a few more days I would visit their local office if they are a bank, or give them a call and ask if the card got lost in the mail.
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