If I am secondary on a bank loan, shouldn't that be building up my credit?


Question:
I live in Alabama, and have been struggling to rebuild my credit due to my own stupidity. My boss was kind enough to sign as primary for a bank loan to buy a car; I am secondary. I've been paying for a year on this car, never having been a day late, and I checked my credit report yesterday, only to find that it shows up on my credit, but shows my payment history as being "unknown." Perhaps I am naive here, but I thought that being secondary on this loan would help to rebuild my credit. Am I wrong? If I am right, whom do I need to contact to get my payment history to accurately show up on my credit report?

Answers:
It's possible that the bank you went through doe's not report pay history.

Call them and ask them to report your payment history to all three credit bureaus. Without it, this loan doe's you very little good.
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