Question:
Do you have a possible link to a study that shows this?
Answers:
For a long time
I still have my original American Express Card. If you pay off your debit you shouldn't have concerns about closing old accounts.
A major factor in establishing a healthy Fico Score is length of credit history. Keep the card if you have a bad apr and you have been a good customer ask for a better rate. If you want an extension ask for that as well, but stay with the card and explore the other types of benefits the CC company may have with other cards
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