Question:
Just wondering if the creditors are rude or trying to intimidate.
Answers:
Unless you owe a ton of money, the chances of any of the creditors actually showing up is low to none. If they do happen to show up, the trustee will ask them why they object, and then follow-up questions with you.
As to what happens in most cases, it is usually pretty quick. You will probably meet with them for less than 5 minutes. They will ask you to verify who you are and if the bankruptcy petition is true and correct.
At that time they may ask any questions they have about your debts and/or assets. As long as you are not hiding anything you have nothing to worry about, just answer truthfully. They may ask you for more detailed information, such as additional tax returns. This happens in cases where you have some debt or income out of the "norm". Your attorney will go over anything additional required with you afterwards.
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