Question:
i went to an audio store to get a cheap 39 dollar alarm 7 months ago, and they said they didnt have any but they will get me the 300 dollar alarm plus a stereo system plus tv sceens plus subwoofers plus tints plus lowering springs plus a lips kit for the car if i am willing to be their sponsors and advertise for them, after a constant battle of me saying no and them saying its free whats the problem? i ended up agreeing after recording they said it's free. thery installed many parts and i signed a few papers saying i signed up for a credit card; but i asked them and they said its not a credit card its a finance card for any future purchases. so i asked if there was any obligations and they said NO (this is on the recording) now i have 3 credit cards, a 10,600 dollar debt and they say they dont even know me. the credit card companies are siding with them (to earn a little money i assume). The BBB gave them an F grade for the same reason i just found out.can i do anything about this?
Answers:
Have you never heard that there is no such thing as a free lunch ? You can try the DA and news route, but ...
You are about to learn the hard way that verbal promises are difficult to impossible to enforce. But you can try.
Take them to court. You are going to spend $20,000 on lawyers and court costs, and in the mean time your credit will be ruined - but eventually you might get them to pay you the $10,600. Or you might fail, and you will now be out $30,000.
Or ... you can pay off the debt, lick your wounds, and be smarter next time.
CALL THE DA - THAT IS FRAUD AT IT'S FINEST!
CALL FOX 5 ON YOUR SIDE TOO.
WHAT IS THE NAME OF THE AUDIO PLACE? LET EVERYONE KNOW WHAT THEY DID TO YOU!
Consider bankruptcy! Your recording probably isn't legal and won't hold up in court. Remember the saying, if it is to good to be true it probably is a lie.
Well you will have a tough if not impossible to win a case like this. It will come down to what you signed. If you signed a receipt that shows the purchases, it really won't matter what they said. You should always read and understand everything before you sign.
You can try to take them to court and hope that the judge decides in your favor. However, because you are above $10,000 in most states that is above the Small Claims amount limit and you would have to take them to a regular court. Since it is not small claims both sides can have a lawyer, and since they are a business they will most likely have one.
One thing that does not seem in your favor is this "recording" you have of them saying it is free. If you went into the store how did you get a recording. There are not a lot of people who take voice recorders into stores when they buy something. If they called you back at home and you recorded it, you MAY be able to submit that in court. However, this really depends on your state. In some states it is not allowed at all, in other states it is allowed only if both parties know they are being recorded. In other states it is illegal to record someone without their knowledge and if they find out they can come back and file suit against you.
You probably should talk to a lawyer and see what they say. Most will give you a free short consultation to see what type of case you may have.
File a complaint with the Federal Trade Commision (FTC)
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