Question:
Taking my daughter to the Dr right now is frustrating because my husband lost his job that we did have innsurance through and isn't making enough at his new one to afford insurance for the family to be taken from his check.
Of course my daughter (3months) needs check ups every other month but i can't afford to pay up front.
Is there any kind of insurance out there that is affordable??
HELP!
Answers:
try medicaid
there are a lot of insurances out their for kids.
healthy families, etc.
search for low cost health insurance for children.
Not sure how long your husband has been gone from his last job, but I would see if COBRA is available. If you can do anything at all, I would make medical insurance a priority. We nearly decided to not take my COBRA option, but then figured we would rearrange the budget and keep it. THANK GOODNESS. My husband became ill and needed surgery. The savings was well worth the cost of the monthly insurance.
RE: your situation right now, talk to her doctor and see what they can do for you. Many will offer the rate that the insurance company will actually pay vs the quoted rates. If they cannot (or will not) help that way, ask them for recommendations. Also, you can take her to the county for her check-ups.
Hope this helps.
Contact you states DHS department. A lot of states have programs for children when their parents make too much for assistance and too little to buy insurance thru their employer. It is a program based on income. You basically purchase insurance thru the state and end up with a regular insurance company (here BC/BS is one of the options). But, you are getting it at a group rate since it is thru an organization (the state).
You can also go to the health department instead of a doctor's office. Services there are also based on income. That is where I took my daughter for all of her shots and checkups. Each visit (including the cost of all of the shots) ran between $20-30.
In Kentucky and other states there are insurance programs for children. You may be eligible for that. If you don't know who to call, call your pediatrician's office. They'll know.
Yes, check with your state Children's Health Insurance Program. Every state has one. The income guidelines are MUCH more flexible than medicaid.
Yes there is and it is design especially for those that can not afford traditional insurance as well as a supplement to those that have insurance.
Check out http://www.helpyousavenow.com
We offer VERY affordable benefit plans for 1 - 20 people in your household (they do not have to be related to you) and small/large groups. The cost starts at $19.95 mo - $59.95 mo. There are 4 different plans.
I hope this helps so that your baby can get to her very much needed check-ups as well as your entire family!!
If you have any questions do not hesitate to contact me thru my profile.
Tammy
Try a discount program, this one is very affordable and can save you ALOT of money http://www.everyonebenefits.com/tbrown71...
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