Question:
The position is a Manager Trainee or Account Executive. I am wondering because the interview is at a hotel in my area and I have never heard of them before. Why do they have interviews at the hotel instead of an office? Has anyone worked for this company before? Is this door to door sales? ANY INFORMATION WOULD HELP ---Thanks to all in advance!
Answers:
I have been in the Life & Health Insurance business for over 30 years and I am familiar with Combined Insurance. They market primarily accident and "dread disease" (cancer...) insurance, though they also offer some life insurance products as well. They are having the interviews in a hotel, because almost all olf their Reps work out of their home. Combined Insurance agents are some of the hardest working agents out there. There is a lot of "pounding the pavement" and door to door selling... primarily to businesses and some to families. Their biggest competition is AFLAC. You may be on a "Draw" for income for a while, though you will quickly be on straight commission... You sell, you get paid... You don't... you don't... That is the way the insurance business is usually.. The term "Manager Trainee" is sort of a joke in a way though... You may be given the opportunity to recruit someone else later... that is basically what that means.. If you have any further questions you may e-mail me directly at johncvenezia.clu.chfc@gmail.co... ..
Best Regards,
John C. Venezia, CLU, ChFC, CITRMS
not sure what an account executive will do there, but i went through tthe whole process with them and got hired, then turned it down after being told by many people not to work there
it is door to door sales, just stopping in at random houses and old customers, high pressure sales, even the job offer, they had to talk to my wife and said she has an appointment at an office 45 minutes away tomorrrow, i said i cant set it without talking to her, they tried to pressure me saying i was risking the job,
i wanted to strangle them,
i hear they get new people in, have them sell to all of their relatives and friends, then abandon them and move on to another person that can sell to friends and family
Just about all insurance sales positions are commission only. Most of them provide some level of training. I chose to represent the companies I work with because they are known names, I can be a non-captive agent, and they are well rated.
People feel more comfortable buying brands they are familiar with. Also, you have to believe in what you are selling. If you believe you have something that can truly make a difference for people, then you should be proud to tell all of your family and friends about it. It could help them. They might know others that need your services.
Being non-captive meens I can represent a variety of companies that offer different solutions. Not everyone needs the exact same coverage.
Finally, a company's S & P or Moody's rating tells you how financially sound they are. An insurance policy is basically a promise to pay should something happen. The better the rating is, the greater the company is seen as being able to be there for it's customers in the future.
Check out my site. If you are interested in representing any of the companies I do, let me know.
These guys have been running this BS scam for years. RUN. You will not be an account exec or mgr trainee. You will be a high pressure POS salesperson preying on people. The
interview is in a hotel because they come into an area to "recruit" for a week or so then leave without a trace except for all the pissed off people who interviewed with them and accepted the "job" only to find out that they would be cold-calling for sales.
Do some research through the Better Business Bureau, your states dept of commerce or insurance commissioners office, check them out on http://www.ripoffreport.com. Also Google them and look for the complaints.
Find any other job. Good Luck
They have the interviews in a hotel, because they don't have local offices. You'd be working out of your home, most likely, and yes, it would most likely be a straight sales job.
I'd be surprised if you got either base pay or paid training - but even FREE training is worth something, if you want a career in insurance sales.
maybe you should ask these questions at the interview?
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