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You'll want to visit a local independent agent. This person knows the market in your area and can find the best policy for your situation and budget. They don't charge you any extra for the service.
Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors and hospitals actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards as well.
Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.
Try Ameriplan . I use to sell it and if you want you can sign up and you may be interested in the business part of it. If I remember right it was less then 25.00 bucks and it covers from prescrip, eye exams,doc. visits,dental and something else I can remember. It covers the whole family. Hope that this will help you good luck
There is really no such thing as cheap health insurance coverage. You truly get what you pay for. If it looks cheap then it probably covers almost nothing. At your income level you could go to a county hospital and get free medical help and probably never have to pay.
Do you work full time? Normally people get health insurance with their jobs. I have Blue Cross Blue Shield Alaska Care for a cheaper rate since my father had the retiree status from ak and it passed on to my family when he died.
You can just buy an emergency health insurance for about $90 per month depends on your age.
You will be covered if it's an emergency.
But you have to read the hand book carefully to see what would be covered under emergency and there's also higher co-pay and deductable. Regular doctor office visit is not covered.
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