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If you are qualified for Social Security Retirement, you would not qualify for the SS disability, in place of or in addition to your retirement.
If a person is collecting SS disability and reaches retirement age, the benefits for the disability stop and retirement benefits kick in.
www.ssa,gov
Even if you are disabled, you can still apply for Social Security retirement benefits. If you are disabled and old enough to receive retirement benefits, you could apply for disability payments instead. There is a lengthy process for application and you have to wait six months to get any benefits, but you can do it. The payments are probably going to be the same as regular retirement benefits.
If you are under 65 and are receiving Social Security disability payments, you may qualify for Medicare, usually after two years. If you retire and collect regular Social Security, you cannot qualify for Medicare until age 65.
So depending on your age, and need for health care coverage, there may be differences to you in collecting disability payments versus regular retirement payments.
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